Crack the Code — UCC Article 9 Decoded

UCC Article 9: Secured Transactions — Protect What’s Yours

UCC Article 9 is one of the most powerful tools in commercial law — and the one most people never learn about. It governs secured transactions, meaning deals where someone loans money or extends credit in exchange for a security interest in personal property.

This is how banks, lenders, and even individuals legally protect themselves when giving out credit — and how you can protect your own interests in a business, vehicle, equipment, or even intellectual property. If you’ve ever heard terms like “collateral,” “UCC-1,” or “secured party creditor” — you’re in Article 9 territory.

🧠 In This Article, You’ll Learn:

• What a security interest is and how it protects lenders (and smart borrowers)

• How to properly file a UCC-1 Financing Statement to claim your stake